My Roof Is Hit By A Big Branch

2 climb onto the roof and walk towards the branch.

My roof is hit by a big branch.

Should tree branches hang over your roof. I think that was unusual i can t imagine a claims adjuster doing that normally. First check your homeowner s insurance. You have to replace a few shingles.

Better to cut it down and control when and where it falls than to pay the price when you least expect it. As branches scrape against roof shingles on windy days they can strip off layers of asphalt. The roof was nearly 18 years old anyway and needed to be replaced. Also if you want to avoid likely increases in your homeowners insurance policy premiums consider simply bearing the cost or a part of it if the damage is minimal.

If you have homeowner s. Whether your homeowners insurance policy includes coverage for fallen trees typically depends. If there s a branch hanging above your roof it s going to fall one day. Most state laws allow you to cut tree branches that are hanging over your property.

Lean your ladder against the building at a 75 degree angle to the roof allowing at least 3 feet of ladder to be above the roof. Oh and my husband went up on the roof with the claims adjuster and the 2 of them took the branch off the roof. For example to a small section of a plastic fence easily repaired with replacement parts from a big box store. Branches can be putting your home in danger for more than one reason when they grow too close to your roof.

Mine paid for reroofing the whole side of my roof due to similar damage. Limbs hanging over a home are a threat to the rooftop and the entire property. Second i had a choice of a guy who would do a repair of just the holes for 500 or the big repair as above for 3000. Learn who is responsible for fallen trees and property damage.

And once the storm passes you may be wondering whether your homeowners insurance will help pay for the cost of removing the branches or repairing damage if the tree fell on your home. Their leaves fall directly onto your roof or into the gutter which can lead to mold deterioration or leaks. Gravity is the law that never changes. A large branch from the fir tree out back has snapped off and crashed through your roof taking out a window in the process.

Read your policy carefully then check with your agent. Because the roof is sloped make sure you layer the shingles from bottom to top overlapping the top set with the bottom. Part of the problem is making the repair match. It wasn t a very tall pitched roof so it was easy to get on and off.

As the rain pours in take a deep breath.